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The Importance of Checking Your Credit Score
Four out of five credit reports contain errors.
· Get all 3 Reports
o Your credit can differ in each of the 3 major bureaus—TransUnion, Equifax and Experian.
· Review Carefully
o Review all 3 reports carefully and understand each section.
· Challenge Mistakes
o Challenge the mistakes. You can also hire Essential Tools LLC to help you to repair your credit and gain credit education along the way, so that you won’t make the same mistakes again.
· Be Diligent
o Check your credit scores annually.
Ice Pack or Hot Pack?
Cold Pack for:
Ø New Injuries, sprain ankles, sore elbows, bruises and as a first remedy for aching joints or arthritis flare ups.
Ø Cold reduces swelling and eases inflammation and pain by numbing the nerves.
Heat Pack for:
Ø Chronic pain or muscle soreness or areas sensitive to cold.
Whichever you use:
Ø Consult with a doctor before you use either, especially if you have diabetes.
Ø Wrap it in a towel before applying to the sore area. Direct contact to the skin can cause injury.
Ø Stay awake while using either therapy and apply no longer than 20 minutes, then remove for at least 20 minutes before reapplying.
SAVE ON GAS
CHECK ONLINE
There are sites that pin point where to buy gas cheap, such as gaspricewatch.com and gasbuddy.com.
DO YOUR MATH
The cheapest price doesn’t mean the best price if you have to drive out of your way to get it.
PAY CASH
Look for gas station with cash discounts.
GO INDEPENDENT
Stations not affiliated with a major chain may be less expensive.
CHECK YOUR TIRE PRESSURE
Underinflated tires by just 3 pounds per square inch can burn 1% extra fuel.
How to Track Hidden Airfare Bargains
1. Check airline sites.
a. Carriers’ websites often list specials and packages. Also on Twitter airlines may announce low-cost deals.
2. Look to Consolidators
a. Ticket consolidators are online companies that buy tickets in bulk. The tickets may have more restrictions than if bought elsewhere. Flexible travelers may consider Priceline or Hotwire.
3. Check Scraper Sites
a. Kayak.com ad other websites let you compare the best deals from online sellers.
4. Be Flexible
a. Travel times & days, alternative airports and other factors can make a difference on the price of an airline ticket.
5. Use a Travel Agent
a. A good travel agent will try to locate the best price.
PRESCRIPTION SAVINGS
DECLUTTER YOUR LIFE
SPRING GREENING
